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Certificates of Deposit (CDs)

Simple, secure, stress-free growth you can count on.​

Flexible options. Reliable results.

Why Choose a Fidelity Bank CD

A Certificate of Deposit (CD) from Fidelity Bank offers a safe, reliable way to grow your savings with predictable returns and zero market risk.

What Makes Our CDs the Right Choice?

Certificates of Deposit (CDs)*

ProductAPYInterest RateMinimum Opening Deposit
25-Month CD/IRA Special**3.50%3.44%$500.00
19-Month CD/IRA Special**3.75%3.68%$500.00
11-Month CD/IRA Special**3.85%3.78%$500.00
7-month CD/IRA Special**3.90%3.83%$500.00
5-month CD/IRA Special**3.90%3.83%$500.00
3-Month CD/IRA0.70%0.70%$500.00
6-Month CD/IRA0.75%0.75%$500.00
1-Year CD/IRA0.80%0.80%$500.00
2-Year CD/IRA0.85%0.85%$500.00
5-Year CD/IRA1.00%1.00%$500.00

We've got you covered

Fidelity Bank offers the combined insurance coverage from the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF). This unique combination provides the best deposit insurance available – so whether it’s $100,000 or $10,000,000, every dollar you deposit with us is safe, secure, and 100% insured.

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*Rates are subject to change without notice. Annual Percentage Yields (APY) are accurate as of date shown. A penalty may be imposed for early withdrawal from a Certificate of Deposit (CD) account. Withdrawals or fees may reduce the earnings on these accounts. The minimum balance to earn interest is $0.01.

**Annual Percentage Yield(s) (APY) effective as of 03/31/2025. Certificates of Deposit (CDs) are FDIC insured and offer a fixed rate of return if held to maturity. Penalty will be imposed for early withdrawal. Interest is compounded daily and credited every month. $500 minimum deposit to open. Minimum balance to earn APY is $0.01. Offer is not valid to existing funds on deposit at the bank and is limited only to funds that are new to Fidelity Bank. Fees could reduce earning on the account. Personal accounts only. Offer subject to change or cancellation at any time.