*To be eligible for promotion, enter Promo Code “Checking Bonus” when opening account online or bring this ad or mention promotion when opening account in person. To earn the $300 bonus and Apple AirPods, open any Fidelity Bank personal checking account before August 31, 2024, and within 60 days of account opening you must: have direct deposits into your new account that total at least $1,000; enroll and use online or mobile banking (log-in to check balance, make transfer, etc.); and have at least 20 posted point-of-sale debit card transactions of $10 or more. Note that transaction and posting dates can vary and some transactions may take up to three business days to post to your account. Direct deposit is defined as a paycheck, pension, Social Security, or other eligible monthly income electronically deposited by an employer or outside agency into your checking account. Transfers done via ATM, online banking, payment apps or websites (such as Venmo or Paypal), in banking center, or from a bank or brokerage account are not eligible. New account bonus to be deposited into your account, and AirPods shipped to you, during the subsequent statement cycle after meeting the eligible criteria above. Offer is not valid for Fidelity Bank clients with an existing or prior Fidelity Bank checking account and is limited to new checking account clients only. Limit one account per tax reported owner. Account must be open, active, and in good standing to receive the bonus. Accounts closed within 6 months of receiving bonus will incur a $300 early account termination fee. The value of any bonus/gift may constitute taxable income and will be reported on IRS Form 1099 (or other appropriate form). Offer valid only for new Checking accounts including SecureCare, CareFree, CareDiscover, CareMore, CompleteCare, and LifeDesign 18/65 accounts. All account applications are subject to approval. Minimum opening deposit for eligible Checking accounts are: SecureCare ($25), CareFree ($25), CareDiscover ($10), CareMore ($100), CompleteCare ($250), and LifeDesign 18/65 ($10). $5.95 is the monthly service charge for SecureCare. As of 6/3/24, the Annual Percentage Yield (APY) for CompleteCare is 0.03% and SecureCare is 0.01%. Rates subject to change after account opening. Fees may reduce earnings. Promotional offer subject to change or cancellation at any time. Apple AirPods 2nd Generation only. Apple and AirPods are trademarks of Apple Inc., registered in the U.S. and other countries and regions.

***One Percent Buy Down will temporarily reduce the mortgage Note Rate by 1% for the first year of the mortgage via a bank-paid credit. The bank will fund an escrow account and disperse funds to cover the difference in interest during the one-year period. **One Percent Point Reduction will permanently credit the borrower 1% of the loan amount as a discount point providing a lower rate for the life of the loan. For example, for a $100,000 mortgage the cost of the point at one percent equals $1,000. Example Loan Transaction: A 30-year fixed rate mortgage, with an APR (Annual Percentage Rate) of 6.60% (current on 2/14/23), is repaid in 360 monthly payments of $6.32 per $1,000. The exact APR and amount of the interest rate reduction will depend on the type of loan, amount of loan, and current rate. Only one Rate Rescue offer per loan. Offers valid only on: conventional financing loans; purchase mortgages; primary residences; and fixed-rate loans. Additional restrictions may apply. Rate Rescue offers subject to change or cancellation at any time. All loans subject to credit approval. NMLS# 452347